INSURANCE FREQUENTLY
ASKED QUESTIONS

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Is minimum required insurance enough?

Will my insurance rates go up after my accident?

How can I save money on my insurance premium?





For additional information, please call the Florida Department of Financial Services consumer helpline toll free at 1-800-342-2762. Information is also available online at fldfs.com







How can I save money on my insurance premium?

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• Shop around. Rates can vary by several hundred dollars.

• Maintain a good driving record. Avoid traffic tickets and accidents.

• Take a driver’s education course. Many insurance companies give discounts to educated drivers.

• Discounts for safety equipment. Airbags, anti-lock brakes, and anti-theft devices can decrease your rate.

• Choose higher deductibles. Higher deductibles will decrease your premium. However, be sure you can afford the deductible amount in case you do have an accident.

 


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Traffic violations causing the most auto accidents

1. Following too closely
2. Speeding
3. DUI
4. Right of Way Violation
5. Running stop sign or red light

source: Tampa Police Dept



 

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